Credit Options On

Engagement Rings and Luxury Jewellery

We want to help make your dreams a reality at Jeremy France Jewellers.

We are therefore pleased to offer the following range of luxury jewellery and engagement ring credit options.

Paying for your purchases

Our Options

Interest-Free Credit*

At Jeremy France Jewellers, you have the option of spreading the cost of your purchase over 6, 12, 24 or 36 months. 0% interest makes those bigger purchases more affordable.

All agreements on luxury jewellery finance options must have a minimum of 20% deposit taken.

  • The minimum loan amount is £1,500
  • The maximum loan amount is £20,000.

Please note: we cannot provide interest-free credit on any of our watches, only interest-bearing Credit. Please see below for more details.

Interest-Bearing Credit**

We are also able to offer interest-bearing credit as one of our luxury jewellery finance options. This is supplied a rate of 9.9% APR on any item or watch bought at Jeremy France Jewellers. The cost of your purchase can be spread over a period of 3, 4 or 5 years for your convenience.

All agreements must have a minimum of 25% deposit taken.

Pre-Credit

Check

Whichever of our watch, jewellery and engagement ring credit options you choose, your first step will be to establish that you satisfy these criteria:

  • You are 18 years old or above
  • You, or your partner, are in permanent paid employment (over 16 hours a week), are retired, or self-employed
  • You have been a resident in the UK for at least 12 months, and will continue to be
  • You have proof of signature, residence and photo ID.
  • The purchase is for consumer, not business use.

What You Need To Bring

Filling Out the Application

Acceptable proof of residence, which must be presented to complete applications:

  • Driving Licence
  • Bank Statements
  • Public Utility Bill (from the last 3 months)
  • Official documentation (i.e. mortgage statement from a recognised lender or HM Revenue and Customs tax notification forms).

Plus acceptable proof of signature, which must be presented to complete applications:

  • Bank Credit/Debit Card
  • Driving Licence
  • Passport
  • Police Warrant Card or Forces ID

Additional Information

Please Note

  • Interest-Free Credit and Interest-Bearing Credit agreements are with Hitachi Capital Finance.
  • All Interest-Free Credits must have a minimum 20% deposit taken, preferably by the card linked to the finance.
  • All Interest-Bearing Credits must have a minimum 25% deposit taken, preferably by the card linked to the finance.
  • The Maximum Loan amount is £16,000 (ticket price, less deposit).
  • The Minimum Loan amount is £1,200 (ticket price, less deposit).
  • Loans over £9,000 follow high value loan requirements***.
  • All goods on finance must be collected from the store with ID.
  • Goods cannot be delivered to any address when paid on finance.
  • Watches cannot be purchased on Interest-Free Credit, but are available on Interest-Bearing Credit
  • Partial or early settlements can be made at any time with Hitachi Capital.

Visit us today!

You can visit the store during our opening hours either by walking, or by appointment.

Terms & Conditions

Apply For Eligibility

*Terms and conditions apply to all of our Luxury jewellery finance options. Ask in store for details. Credit, subject to age and status, is provided by Hitachi Capital (UK) PLC. Jeremy France Jewellers acts as a credit intermediary and only offers credit products for Hitachi Capital (UK) PLC.

**Interest Bearing offered at 9.9% APR representative applies. Terms and conditions apply. Ask in store for details. Credit, subject to age and status, is provided by Hitachi Capital (UK) PLC. Jeremy France Jewellers acts as a credit intermediary and only offers credit products for Hitachi Capital (UK) PLC.

*** High value loans on our luxury jewellery finance options require additional checks beyond details given in the initial application.